The best financial tip I received was given to me by my father – pay yourself first, son. No, my father is not David Chilton.
He is a retired nurse administrator now in his early 60’s who grew up in very large family in Eastern Ontario, the eldest of many. In his teens he worked long hours after school and on weekends to help support his parents and family. Without any formal financial training my father learned the value of a dollar very early on because funds were so scarce. When you grow up with more brothers and sisters than digits on both hands you learn how to be frugal faster than most.