Asset allocation is an investment strategy that attempts to maximize returns by measuring risk tolerance, individual goals, and investment time horizons. In general, younger investors who choose to use asset allocation should employ more aggressive portfolios. When you are in your 20’s and early 30’s, take advantage of long-term investment time horizons. Own investments with capital appreciation potential. Assets like stocks, commodities, and REITs fit this description. Last time, I explored asset allocation strategies for younger investors. In this post we’ll look at a sample portfolio. We will also explore some potential individual investments.